I’ll be by your side through to closing

First, a little about “escrow.” An independent 3rd party escrow company is used to assure your transaction closes on time and goes smoothly. When money is held by a 3rd party in a transaction between a buyer and a seller, it’s in escrow. For example, in an online purchase, PayPal is the neutral third party that holds the buyer’s cash, and then disburses the money to the seller.

Settling the last details like taking in funds, finishing documentation, obtaining the documents for loans and liens, and making sure you get a spotless, clear title to the house before your purchase gets finalized are all parts of closing in which an escrow company is essential.

These are some of the legal forms that escrow companies usually compile:

  • Loan documents
  • Tax statements
  • Fire and other insurance policies
  • Title insurance policies
  • Terms of sale and any seller-assisted financing
  • Requests for payment for various services to be paid out of escrow funds


  • Upon completion of all portions of the escrow, closing can take place. All expenses like title insurance, inspections and real estate commissions are paid by the escrow company. The transaction is recorded at the County Recorder’s Office & the property’s title is given to you. Title insurance is issued per the policies of your individual escrow process.

    First American Title Co. has a good explanatory video you might want to watch to learn more about the escrow process–just click THIS LINK.

    The Escrow Holder Will:

  • Prepare escrow instructions
  • Request title search
  • Comply with lender’s guidelines as noted in the escrow agreement
  • Intake funds from the buyer
  • Prorate insurance, tax, interest and other payments according to instructions
  • Record deeds and other legal documents as instructed
  • Obtain title insurance policy
  • Close escrow when all instructions of seller and buyer are met
  • Disburse monies and finalize instruction
  • The Escrow Holder Won’t:

  • Tell you what’s best – the escrow holder must stay at a fair, third-party status
  • Give insight about the outcome of your taxes
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